Financial Empowerment

Financial Education Program/Services

The goal of our Financial Education program is to empower community members with the necessary knowledge and skills needed to make informed financial decisions. We cover a wide range of financial topics including saving, budgeting, debt management, credit building and credit repair and many more. Our monthly financial workshops and webinars are tailored to help our community members to reach their financial goals and start their path to financial stability.

A man and woman sitting at a table with a laptop.

Financial Empowerment

Financial Education Program/Services

The goal of our Financial Education program is to empower community members with the necessary knowledge and skills needed to make informed financial decisions. We cover a wide range of financial topics including saving, budgeting, debt management, credit building and credit repair and many more. Our monthly financial workshops and webinars are tailored to help our community members to reach their financial goals and start their path to financial stability.

A man and woman sitting at a table with a laptop.
A man and woman are sitting at a table.

Lending Circles

MAAC’s Lending Circles turn a common community practice into a credit-building activity. Lending Circles are formed between 6-12 people, with a zero-interest loan amount from $300 to $2400. Each month, a new member of the Lending circle receives the loan until everyone in the circle gets their turn. Monthly installment payments are reported to all three major credit bureaus.

What is the Benefit

  • Build Credit
  • Access to money with no interest paid
  • Save money towards a goal
  • Access to financial education courses to help you meet your financial goals
  • Build relationships with your community

Eligibility and Requirements

  • SSN or ITIN (Individual Taxpayer Identification Number)
  • Proof of consistent income
  • An active checking account
  • E-mail Address

*Program made possible in partnership with MAF.

FEN
(Financial Empowerment Network)

Through the UnidosUS Financial Empowerment Network, we offer to our community members one-on-one personalized financial coaching from a certified financial coach. Our goal is to help individuals and families to step into the world of financial thriving.
Participants will receive a series of 1-hour coaching sessions to help them create step-by step action plans and access financial resources to help them meet any financial goal.

*Program made possible in partnership with UnidosUS.

Are you ready to start your credit building journey?

Connect with a financial coach or receive financial services? Fill out our interest form or contact our Financial Education Coordinator Maria Sandoval, at Masandoval@MAACproject.org.

Webinars & Events

July

Unlocking Your Financial Future:
The Power of Credit

Date: July 2nd
Time: 6:00 pm to 7:00 pm
Location:
2001 Newton Avenue, San Diego, CA 92113

Description

  • Introduction to credit
  • Types of credit
  • Interest rates
  • Credit reports
  • How to report credit fraud

In today’s world, credit is a vital tool that can transform your financial landscape.

Unlocking Your Financial Future:
The Power of Credit

Date: July 23rd
Time: 6:00 pm to 7:00 pm
Location:
Zoom

Description

  • Introduction to credit
  • Types of credit
  • Interest rates
  • Credit reports
  • How to report credit fraud

In today’s world, credit is a vital tool that can transform your financial landscape.

Valuable Lessons
to Teach Your Kids

Date: July 30th
Time: 6:00 pm to 7:00 pm
Location:
9119 Jamacha Road, Spring Valley, CA 91977

Description

Get tips and activities to help your kids learn how to establish good financial habits for their entire lives. This will be an interactive session, and families will learn about money basics, budgeting, credit, and buying decisions.
(In Partnership with CHASE)
**MUST REGISTER TO RECEIVE A BACKPACK**

August

Understanding Your Debt

Date: August 20th
Time: 6:00 pm to 7:00 pm
Location:
Zoom

Description

  • Types of debt
  • Debt Management strategies
  • Seeking help
  • Setting financial goals

Empowerment Through Knowledge:
Understanding your debt is the first step towards financial freedom.

First-Time Homebuyer

Date: August 21st
Time: 6:00 pm to 7:00 pm
Location:
1387 Third Avenue, Chula Vista, CA 91911

Description

Whether you’re just starting out or ready to close, our homebuying workshop can help you prepare to buy a home:

  • Understand your costs up front
  • Determine a price range that’s comfortable for you
  • Find out how a real estate agent can help you
  • Learn how your credit score can impact your loan
  • Organize paperwork for a smoother loan process

(In Partnership with CHASE)

September

Loan Management

Date: September 3rd
Time: 6:00 pm to 7:00 pm
Location:
2001 Newton Avenue, San Diego, CA 92113

Description

  • Understanding loans
  • What do lenders look for
  • Interest rates
  • Your rights as a borrower

Fraud Prevention

Date: September 10th
Time: 6:00 pm to 7:00 pm
Location:
9119 Jamacha Road, Spring Valley, CA 91977

Description

  • Understanding Fraud
  • Fraud prevention
  • Fraud detection and identification
  • How to make a formal fraud report

(In Partnership with CHASE)

Loan Management

Date: September 17th
Time: 6:00 pm to 7:00 pm
Location:
Zoom

Description

  • Understanding loans
  • What do lenders look for
  • Interest rates
  • Your rights as a borrower