Financial Empowerment
Financial Education Program/Services
The goal of our Financial Education program is to empower community members with the necessary knowledge and skills needed to make informed financial decisions. We cover a wide range of financial topics including saving, budgeting, debt management, credit building and credit repair and many more. Our monthly financial workshops and webinars are tailored to help our community members to reach their financial goals and start their path to financial stability.
Financial Empowerment
Financial Education Program/Services
The goal of our Financial Education program is to empower community members with the necessary knowledge and skills needed to make informed financial decisions. We cover a wide range of financial topics including saving, budgeting, debt management, credit building and credit repair and many more. Our monthly financial workshops and webinars are tailored to help our community members to reach their financial goals and start their path to financial stability.
Lending Circles
MAAC’s Lending Circles turn a common community practice into a credit-building activity. Lending Circles are formed between 6-12 people, with a zero-interest loan amount from $300 to $2400. Each month, a new member of the Lending circle receives the loan until everyone in the circle gets their turn. Monthly installment payments are reported to all three major credit bureaus.
What is the Benefit
Eligibility and Requirements
*Program made possible in partnership with MAF.
FEN
(Financial Empowerment Network)
Through the UnidosUS Financial Empowerment Network, we offer to our community members one-on-one personalized financial coaching from a certified financial coach. Our goal is to help individuals and families to step into the world of financial thriving.
Participants will receive a series of 1-hour coaching sessions to help them create step-by step action plans and access financial resources to help them meet any financial goal.
*Program made possible in partnership with UnidosUS.
Are you ready to start your credit building journey?
Connect with a financial coach or receive financial services? Fill out our interest form or contact our Financial Education Coordinator Maria Sandoval, at Masandoval@MAACproject.org.
Webinars & Events
October
Financial Security:
Are You Ready for a Rainy Day?
Date: October 22nd
Time: 11:00 am to 12:00 pm
Location:
Zoom
Description
- Prepare for unexpected expenses
- Create an emergency fund
- Save wisely and manage your debt
A rainy day fund helps you avoid debt, maintain stability, and face life’s surprises with confidence.
November
Your Dream Home Awaits
Date: November 4th
Time: 11:00 am to 12:00 pm
Location: Valencia Pointe
5930 Division Street, San Diego, CA 92114
Description
- Budget for homeownership
- Homeownership vs. renting
- First-Time Homebuyer (Eligibility)
- Loan Programs
- Steps to buy your dream home
This workshop guides you through the path to homeownership.
Your Dream Home Awaits
Date: November 19th
Time: 11:00 am to 12:00 pm & 6:00 pm to 7:00 pm
Location:
Zoom
Description
- Budget for homeownership
- Homeownership vs. renting
- First-Time Homebuyer (Eligibility)
- Loan Programs
- Steps to buy your dream home
This workshop guides you through the path to homeownership.
December
Understanding Income & Taxes
Date: December 5th
Time: 11:00 am to 12:00 pm
Location: San Martin de Porres
9119 Jamacha Road, Spring Valley, CA 91977
Description
- Understanding Income tax
- Learn to read your paycheck
- Tax filling statuses
- Understand taxes and deductions
- Learn about new overtime rules
- Tax credits available
- Know your rights
Knowing how taxes work is key to managing your money today and planning for the future.
Understanding Income & Taxes
Date: December 17th
Time: 11:00 am to 12:00 pm & 6:00 pm to 7:00 pm
Location:
Zoom
Description
- Understanding Income tax
- Learn to read your paycheck
- Tax filling statuses
- Understand taxes and deductions
- Learn about new overtime rules
- Tax credits available
- Know your rights
Knowing how taxes work is key to managing your money today and planning for the future.
